How to Look For Exquisite Home Furniture for a Fraction of the Price Using eBay

Every homeowner wants to get hold of exceptional furniture but few can actually afford the price tag. Thus, a majority resort to less expensive pieces but often end up sacrificing a lot in terms of overall quality of the home’s interior. Hence, it is common that people go to yard sales or other bargain sites which will allow them to get exquisite home furniture for just a fraction of the cost. The most common place for this is eBay.
However, as eBay is a configuration of a countless number of people, loosely regulated by a central administration, it is wise to take a couple of precautionary measures before transacting. Although there are safeguards which are placed to protect every buyer, it is still advisable to avoid being in such a position. After all, no one wishes to undergo through all the trouble of paperwork and investigations.
As much as possible, choose a payment process that supports some sort of payment protection. Companies like PayPal extend this to their customers. They enable returns on grounds of a breach in the terms of the contract. Furthermore, they also conceal as much of your personal information as possible, thereby lessening the risk of identity theft and credit card fraud cases, both of which are a pain to handle.
Before buying anything on eBay, check the background of the seller. If it shows that he or she fulfills his or her commitments on time and within the terms of his agreement, then it is a good sign. Some sellers who offer very tempting pieces may end up as shams which will only cause you so much disappointment with the kind of stuff that you will receive. Additionally, they may also run away with your money in the process. This is a very important step especially when you will not be using “protective” payment methods, as this measure will immensely reduce the risk of getting less than what you expected.
eBay gives more financial freedom to every customer, especially for those in very tight budgets. However, just like anything else in real life, it is best to proceed with the necessary precautions lest suffer the inconvenient consequences.

Traveling Well – 10 Commandments of Wise Travel

In this age of high tech communication, the world has become a smaller place, and overseas travel, once the privilege of a few, is now enjoyed by many. However, traveling frequently is not necessarily synonymous with traveling well. I still note with dismay at the numbers of travelers that unknowingly jeopardize their own travel experience, and those of others, by failing to address the two cardinal sins of traveling: lack of planning and lack of sensitivity. I have dissected these 2 points further into the 10 Commandments of Wise Travel.
The 1st Commandment of Wise Travel is to check and organize all relevant travel documentation at least 1 week prior to departure date. This means passports, tickets, visas and travel insurance. Purchasing a passport/ document holder in order to keep all documentation together is a good investment, particularly when you are a frequent traveler. Otherwise, tour companies and travel agencies give less expensive versions away for free if you book flights with them. You may also want to alert your credit card company of the countries that you will be visiting. Due to credit card fraud and an increase in safety precautions, credit card companies are now putting a halt to cards when they notice a change of spending pattern. Although I may sound as if I am stating the obvious, checking all relevant documentation prior to departure means that you are stating your trip off on the right foot. Any mishap in this area could be enough to color not just the journey, but the rest of your trip.
The 2nd Commandment of Travel is to arrive at the airport with adequate time to check-in, and clear customs and security prior to the flight. This means airport arrival 3 hours prior to any international flight anywhere from the United States and 2 hours prior from Australia and New Zealand. Since 9/11, security procedures have tightened the world over, and one simply does not breeze through customs and security anywhere anymore. If booking a taxi to transport you to the airport, then ensure that the taxi booking is made the day/night before the flight. Similarly, if a friend/ family member is taking you, then confirm a pick-up time the day prior. I shamefully admit that my husband and I broke this rule on our last trip to Hawaii, to our detriment. We had forgotten to book our taxi for the airport the night before. Initially, we were not that worried as we don’t live too far from Kingsford-Smith International Airport. However, when the time came for us to book our taxi, even though we thought we were allowing plenty of time, our call coincided with the taxi driver changeover, and we could not get an available taxi for a very long time. This mistake caused us a great deal of stress, and it nearly caused us our flight.
The 3rd Commandment is to pack your luggage sensibly, coordinating your wardrobe carefully. This seems to be a common mistake for women. Rule of thumb is if an item of clothing cannot be worn and coordinated 3-4 ways, leave it at home. Keep the main items in a monochromatic color tone, adding your splash of color with a scarf or jewellery. Knits are ideal to travel with as they wrinkle far less than wovens and are easier to wash and dry. Always travel with a good quality,lightweight pashmina that fits into your handbag when folded. This can be pulled out and used during the flight or when the temperature drops during your travels. Keep shoes down to a minimum, as this only adds weight to your luggage. Have one pair of everyday shoes, one pair of good walking shoes, and another pair for dressier occasions. Leave your “skyscraper” heels at home, as they will only interfere with your mobility, not to mention the damage it will do to your spine.
The 4th Commandment is to make sure that you nurture yourself on long flights. Drink plenty of water, even if it means more frequent trips to the lavatory, and limit your alcohol intake. The pressurized environment of an aircraft is extremely dehydrating. Keep your skin clean and well moisturized on the flight, and for ladies, if you can manage it, leave your face make-up free. Any foundations or powders will merely clog up your pores. If you have an ipod, I cannot recommend listening to guided meditations on the ipod highly enough. From personal experience, it helps reduce jetlag. Wear clothing that has a stretch in it and does not cut into your arms, chest, waist, crotch etc. get up frequently for a stretch and a walk up and down the aisles whenever possible. The more that you can nurture yourself on a long flight, the more energy you will have and the less jetlag you will experience when you reach your destination.
The 5th Commandment is to keep a travel diary or journal in order to record all your experiences for posterity, and to share with friends on your return. Take note of all the interesting sites visited and the names and addresses of any fabulous eateries and restaurants. Take lots of photos and collate into an album or CD. This will ensure that the memories of your trip will live on in your mind long after the trip is over. And should you want to revisit a particular site, shop or restaurant, or even recommend a particular place to friends, you won’t have to struggle to remember it.
The 6th Commandment is not to be rude and obnoxious to cabin crew, waiters, waitresses, tour group staff and hotel staff during your travels. I cannot stress this point enough. Although it may be instantly gratifying to vent your spleen when you are tired, irritated and frustrated during your travels, please remember that these people hold your comfort, not to mention your food, in their hands. If a complaint needs to be made, by all means do so with assertiveness, but always accompany it with respect and courtesy for the individual that you are addressing. Never resort to sarcasm or humiliation. If necessary, take the problem further to a superior. If a problem is communicated by you in an aggressive manner, then you can expect at the very least defensiveness and resentment in return. If there seems to be no solution to the problem, question whether the issue at hand is worth fighting for. If it isn’t, then save yourself the aggravation and have the wisdom to mentally let go of it and walk away.
The 7th Commandment is to have as authentic an experience as possible when visiting other countries. The whole point of travel is to broaden your horizons, discover unfamiliar lands and open ourselves to new experiences. Research the country’s festivals prior to your trip and partake in the experience when you get there. Find out where the locals eat and frequent. Try the cuisine that is typical of the area, listen to different music and attempt some phrases in the local language. Educate yourself on the country’s history. The results can be quite liberating. You will develop a deeper respect and appreciation for the country and the people that you are visiting, and enrich your travel experience tenfold. If more people did this, our world would not be so divisive.
The 8th Commandment is to perform random acts of kindness whilst on your journey. When confronted with a fellow traveler who may be in a spot of trouble, take the time out to help without expectation of a reward. If you have the resources to help someone else, then the experience is its own reward. if the situation is a small one, than a small gesture on your part can revitalize a potentially negative situation for the other person. If the situation is serious, then try to get some help. Remember that the laws of karma are alive and well.
The 9th Commandment is to be sensitive towards the ecology and culture of the lands that you visit. Imagine for a moment that foreign visitors to your home town littered the grounds, destroyed the vegetation, insulted your neighbors and exhibited a gross disregard for your customs and culture. The scenario is not a pleasant one, and yet we as travelers do this when we visit foreign lands. So be extra mindful of this on your next trip, particularly when traveling as a group.
The 10th and final Commandment of wise travel is to savor and enjoy every moment of your travels. Remember that the world is a wonder and a blessing, and the opportunity to explore it is something to be grateful for. Learn to be in the moment as wise traveling is just as much about the journey as it is about the destination.
In conclusion, if you do your homework, and take care of all the necessary planning and organization for your trip prior to your departure, you are in a much better position to make the most of your trip. Utilize a checklist, as it saves plenty of headaches later on.

History of Travel & Tourism

2000 years Before Christ, in India and Mesopotamia
Travel for trade was an important feature since the beginning of civilization. The port at Lothal was an important centre of trade between the Indus valley civilization and the Sumerian civilization.
600 BC and thereafter
The earliest form of leisure tourism can be traced as far back as the Babylonian and Egyptian empires. A museum of historic antiquities was open to the public in Babylon. The Egyptians held many religious festivals that attracted the devout and many people who thronged to cities to see famous works of arts and buildings.
In India, as elsewhere, kings travelled for empire building. The Brahmins and the common people traveled for religious purposes. Thousands of Brahmins and the common folk thronged Sarnath and Sravasti to be greeted by the inscrutable smile of the Enlightened One- the Buddha.
500 BC, the Greek civilization
The Greek tourists traveled to sites of healing gods. The Greeks also enjoyed their religious festivals that increasingly became a pursuit of pleasure, and in particular, sport. Athens had become an important site for travelers visiting the major sights such as the Parthenon. Inns were established in large towns and seaports to provide for travelers’ needs. Courtesans were the principal entertainment offered.
This era also saw the birth of travel writing. Herodotus was the worlds’ first travel writer. Guidebooks also made their appearance in the fourth century covering destinations such as Athens, Sparta and Troy. Advertisements in the way of signs directing people to inns are also known in this period.
The Roman Empire
With no foreign borders between England and Syria, and with safe seas from piracy due to Roman patrols, the conditions favoring travel had arrived. First class roads coupled with staging inns (precursors of modern motels) promoted the growth of travel. Romans traveled to Sicily, Greece, Rhodes, Troy and Egypt. From 300 AD travel to the Holy Land also became very popular. The Romans introduced their guidebooks (itineraria), listing hotels with symbols to identify quality.
Second homes were built by the rich near Rome, occupied primarily during springtime social season. The most fashionable resorts were found around Bay of Naples. Naples attracted the retired and the intellectuals, Cumae attracted the fashionable while Baiae attracted the down market tourist, becoming noted for its rowdiness, drunkenness and all- night singing.
Travel and Tourism were to never attain a similar status until the modern times.
In the Middle Ages
Travel became difficult and dangerous as people traveled for business or for a sense of obligation and duty.
Adventurers sought fame and fortune through travel. The Europeans tried to discover a sea route to India for trade purposes and in this fashion discovered America and explored parts of Africa. Strolling players and minstrels made their living by performing as they traveled. Missionaries, saints, etc. traveled to spread the sacred word.
Leisure travel in India was introduced by the Mughals. The Mughal kings built luxurious palaces and enchanting gardens at places of natural and scenic beauty (for example Jehangir traveled to Kashmir drawn by its beauty.
Travel for empire building and pilgrimage was a regular feature.
The Grand Tour
From the early seventeenth century, a new form of tourism was developed as a direct outcome of the Renaissance. Under the reign of Elizabeth 1, young men seeking positions at court were encouraged to travel to continent to finish their education. Later, it became customary for education of gentleman to be completed by a ‘Grand Tour’ accompanied by a tutor and lasting for three or more years. While ostensibly educational, the pleasure seeking men traveled to enjoy life and culture of Paris, Venice or Florence. By the end of eighteenth century, the custom had become institutionalized in the gentry. Gradually pleasure travel displaced educational travel. The advent of Napoleonic wars inhibited travel for around 30 years and led to the decline of the custom of the Grand Tour.
The development of the spas
The spas grew in popularity in the seventeenth century in Britain and a little later in the European Continent as awareness about the therapeutic qualities of mineral water increased. Taking the cure in the spa rapidly acquired the nature of a status symbol. The resorts changed in character as pleasure became the motivation of visits. They became an important centre of social life for the high society.
In the nineteenth century they were gradually replaced by the seaside resort.
The sun, sand and sea resorts
The sea water became associated with health benefits. The earliest visitors therefore drank it and did not bathe in it. By the early eighteenth century, small fishing resorts sprung up in England for visitors who drank and immersed themselves in sea water. With the overcrowding of inland spas, the new sea side resorts grew in popularity. The introduction of steamboat services in 19th century introduced more resorts in the circuit. The seaside resort gradually became a social meeting point
 Role of the industrial revolution in promoting travel in the west
The rapid urbanization due to industrialization led to mass immigration in cities. These people were lured into travel to escape their environment to places of natural beauty, often to the countryside they had come from change of routine from a physically and psychologically stressful jobs to a leisurely pace in countryside.
Highlights of travel in the nineteenth century 
·        Advent of railway initially catalyzed business travel and later leisure travel. Gradually special trains were chartered to only take leisure travel to their destinations.
·        Package tours organized by entrepreneurs such as Thomas Cook.
·        The European countries indulged in a lot of business travel often to their colonies to buy raw material and sell finished goods.
·        The invention of photography acted as a status-enhancing tool and promoted overseas travel.
·        The formation of first hotel chains; pioneered by the railway companies who established great railway terminus hotels.
·        Seaside resorts began to develop different images as for day-trippers, elite, for gambling.
·        Other types of destinations-ski resorts, hill stations, mountaineering spots etc.
·        The technological development in steamships promoted travel between North America and Europe.
·        The Suez Canal opened direct sea routes to India and the Far East.
·        The cult of the guidebook followed the development of photography.
 
 
Tourism in the Twentieth Century
 
The First World War gave first hand experience of countries and aroused a sense of curiosity about international travel among less well off sector for the first time. The large scale of migration to the US meant a lot of travel across the Atlantic. Private motoring began to encourage domestic travel in Europe and the west.  The sea side resort became annual family holiday destination in Britain and increased in popularity in other countries of the west. Hotels proliferated in these destinations.
The birth of air travel and after
The wars increased interest in international travel. This interest was given the shape of mass tourism by the aviation industry. The surplus of aircraft and growth of private airlines aided the expansion of air travel. The aircraft had become comfortable, faster and steadily cheaper for overseas travel. With the introduction of Boeing 707 jet in 1958, the age of air travel for the masses had arrived. The beginning of chartered flights boosted the package tour market and led to the establishment of organized mass tourism. The Boeing 747, a 400 seat craft, brought the cost of travel down sharply. The seaside resorts in the Mediterranean, North Africa and the Caribbean were the initial hot spots of mass tourism.
A corresponding growth in hotel industry led to the establishment of world-wide chains. Tourism also began to diversify as people began to flock alternative destinations in the 70s. Nepal and India received a throng of tourists lured by Hare Krishna movement and transcendental meditation. The beginning of individual travel in a significant volume only occurred in the 80s. Air travel also led to a continuous growth in business travel especially with the emergence of the MNCs.

Fashionable and Stylish

Fashion and style. What are they? Do they always go together? Do they mean one and the same thing? It’s hard to say. According to specialists in the field, fashion is actually a synonym for style or glamour. It has been agreed on the fact that fashion is a way of personal expression, and according to this criteria, one can be fashionable when he/she fits in this expression mode, or unfashionable, which would be the opposite. Fashion has manifestations in all the fields of human activity, that is when can speak about fashion when we refer to topics such as architecture, clothing, music, cosmetics, entertainment, forms of speech or even politics or technology. Anything in these fields can be described as being fashionable or not. When one speaks about materialism or trend s using the term ‘fashion’, it can be associated with a negative meaning.
Most people today perceive fashion as a term referring mostly to clothes. The beginnings of what we call fashion today did actually refer to clothes and they go back as far as the sixteenth century. However, it was only two centuries later that the real manifestations of fashion took place and it happened in Europe, among the wealthy upper classes. Fashion, just like any other manifestation of human activity, underwent major and continual changes, to the point where it is today, that is, being related to many fields of activities.
Of course, it would be unjustified to assume that fashion is the same all over the world. First of all, fashion differs from one society to another. Then, within a certain society, there are a lot of factors which may influence fashion such as age or generation, social class, profession or occupation. Even the geography of certain regions may bring about differences in fashion among the people of the same society.
But how does fashion change? Because we all know that constant change is what fashion is actually about. Everyone will agree that what is new now will soon become old, and the process goes both ways, that I what was once into fashion but is now considered to be old and obsolete will soon turn into something new again. Capitalism has brought along with its numerous good aspects some less appealing ones, such as waste. People buy things which are not necessary to them and consequently speed up the process of change as far as fashion is concerned. Young generations have much to do with this change in fashion as well, because they are always eager and willing to try interesting things, things that they haven’t experienced before, something new to be more precise.
What made fashion so popular among people was actually the television. The moment fashion hit television, in the late 1960s and early 1970s, was the moment when the general population became interested in this aspect. And fashion magazines, websites or even fashion blogs were only one step away.
Pretty much in the same way as fashion, style can refer to may things, from painting, music, literature, web design to linguistics or manners of addressing people. The very definition of style describes the term as a fashionable manner of doing things, which points out that style and fashion are very closely related. Not everything that is considered fashionable will also be regarded as stylish, which is why people should avoid turning into a fashion victim, one of those persons who will wear just about anything that’s seen as fashionable, no matter if it suits them or not, from hairstyles and piercing to clothes. It is true that today’s world and the society we live in have set some rules in what fashion and style are concerned, but these don’t always have to be strictly followed. Being a fashion victim will only turn you into one of the rest. If you want to be ahead at all times, what you must try is to define your own style and that will make you look your best.

Become A Travel Agent – The Secret To Saving Up To 80% On Your Personal Travel

Remember the days when travel agencies were everywhere and before you took a trip you consulted a travel agent? Of course, that was before the advent of the Internet. Now the travel agent’s job is one of the fastest disappearing jobs there are, but there is still a reason for you to become a travel agent.
Now there is a new kind of travel agent called a home-based independent travel agent.
These independent agents take advantage of one of the most effective ways of marketing products or services. It’s called word-of-mouth advertising. As people are bombarded with more and more advertising messages, advertising messages are getting less and less effective.
When people use a product or service they like, they tell other people about it. That has always been true. But now this fact is much more important. If you want to grow market share these days, it’s best to find a way to take advantage of word-of-mouth marketing.
That’s why a new form of travel agency has sprung up. These “hosting” travel agencies still have travel agents in them, but these agents have a different role. Their role is not to find customers to sell travel to, there role is to sell travel to the people referred by the home-based independent travel agents the agency signed up.
The home-based independent agents are the ones actually “selling” the travel. But most of them aren’t doing it the traditional way with standard marketing techniques. They are taking deeply discounted trips themselves and then telling their family, friends, neighbors, and business associates about these trips. Since these independent travel agents can sell travel too, this word-of-mouth advertising helps them make commissions on the trips the people they refer make.
So not only are they getting deeply discounted trips, they are making money by simply sharing their experiences! These agents even earn commissions on their personal travel too!
That’s where you come in. If you want to get the same perks travel agents get, then you can now easily become a travel agent. All you have to do is to sign up with one of these travel agencies, read a training manual, receive a travel agent ID card, and you are now qualified to receive the same benefits as other travel agents.
You don’t even have to quit your job and become a full time travel agent to get the same travel benefits that were previously only available to travel agents who worked in a travel agency. You can travel at up to 80% off and make some money from doing something you’re going to do anyway…talk to others about the trip you just took.
In fact, everyone benefits. You benefit by receiving huge discounts. The travel agency makes money by selling more travel without expensive advertising. The hotels, cruise lines, airlines, and the rest of the travel industry make more money because they see more travelers. It all starts when you become a travel agent for one of these host travel agencies.

Work From Home in the Home Based Travel Business

There are essentially 3 types of travel home based business opportunities.
1. Becoming a licensed travel agent.
2. Marketing and reselling promotional vacation certificates.
3. Marketing travel membership clubs.
1. Becoming a travel agent requires licensing. You can book travel under the umbrella of a registered travel business using their travel agency IATAN number. After a certain amount of sales and commissions earned you can apply for your own IATA number. As a travel agent you can book your clients’ travel using travel consolidators and marking up the price to earn a commission. Travel agents are required to be licensed and bonded. Some hotel chains require the travel agent to complete their own travel agents exam online in order to claim travel agent benefits. Becoming a home based travel agent has become a sought after home based business within the travel arena. Not all work at home travel agent businesses are created equal. Some members are unable to utilize travel consolidators and can only use their own replicated travel portal websites to book travel. The commissions here are very low and the main income comes from recruiting other members. Other travel agencies train the members to become fully fledged travel agents, where potentially the commissions on bookings can be much higher.
2. Marketing promotional travel certificates has become a popular business. The certificates can be resold to businesses or companies but generally can not be sold to the end user. Promotional items have become part of the marketing arena and create customer loyalty. If the promoter sells the certificate to the end user a license is required in most states and provinces in Canada. Everyone loves a good deal but many certificates have black out dates and require the spouse or partner to travel with the person registering the certificate. Some certificates require a timeshare presentation. As a work from home business, the promotional certificates generally generate smaller commissions.
3. Travel membership clubs have been the staple in the home based travel arena for over 14 years. They have progressed from those selling just promotional vacation certificates and discounted last minute travel to becoming full fledged travel agencies. Some even offer concierge customer service, have access to huge databases of resort vacations, cruises, flights, car rentals and more. Some home based travel businesses have the added bonus of earning rebates on travel booked from company portal websites. In order to resell travel, the home based travel company is required to be a licensed re-seller of travel and should have their license number visible on their website. These discount travel memberships are popular not only as a way to earn money from home for many thousands of members, but are also popular as a real way to get deeply discounted prices for the savvy and frequent traveler. The commissions on travel memberships can be very high, many companies offering direct sales bonuses of over 50%.
Unlike other home based businesses and work from home opportunities, the travel industry offers a product with market recognition. Everyone knows what a vacation is and what a cruise might entail. Travel is a $7Trillion industry and continues to be a growing market with no signs of losing steam. It is also packaged as a fun industry. When asked, a dream vacation is one of the most wanted items atop a wish list.

Helpful Notes When Preparing A Taxi Driver Accounts To Save Money

Self employed taxi drivers in common with other self employed businesses are required to submit a self assessment tax return form each year reporting the main totals from the taxi drivers accounts. The final submission date for these accounts to enable the tax authorities to calculate the tax payable is 30th September while the final deadline for submission of the self assessment tax return is 31st January. Miss the 31st January deadline and the penalty fine is 100 pounds.
The simplest solution to preparing the taxi driver accounts is to collect all the taxi receipts and expenses together, hand them over to an accountant who will prepare your self assessment tax return and might charge between 150 to 450 pounds for the privilege. That is taxing. Taxi driver accounts does not have to be that taxing. You can prepare your taxi driver accounts and self assessment tax return yourself but do something.
These taxi driver notes in preparing the taxi driver accounts and completing the self assessment tax return are to assist that process.
Mileage Allowances
Taxi drivers can claim as an alternative to vehicle running costs mileage allowances of 40p for the first 10,000 miles and 25p per mile thereafter. You may not claim mileage allowance and vehicle running costs. Should you choose to claim the mileage allowance then keep good records of mileage covered, purpose of journey.
Taxi Capital Allowances
If you bought a vehicle in the financial year 2007-08 and used the vehicle as a taxi you can claim a first year writing down tax allowance of 25% of the cost of the taxi, restricted to 3,000 pounds for vehicles costing over 12,000 pounds. On vehicles purchased in previous tax years you can claim 25% writing down allowance on the balance not yet claimed. Many taxis are bought and sold each year and where a taxi is sold the capital tax allowance that can be claimed is the difference between the written down value for tax purposes and the amount of sale proceeds. First year allowance on non vehicle assets in the current tax year 2007-08 is 50% for small businesses.
Taxis bought on Hire Purchase
Claim capital allowances on the original cost of the vehicle, interest and other charges count as business expenses and go in the self assessment tax return box 3.61 Other Finance Charges
Taxi Running Costs
When completing the self assessment tax return taxi drivers should enter fuel costs in box 3.46 cost of sales not motoring expenses. A standard check carried out by any competent inland revenue inspector inquiring into a self assessment tax return would be to check when the taxi driver was on holiday and examine if fuel receipts had been included for this period. Not many tax returns are inquire into as the system is based upon trust but taxi drivers should ensure their accounts do not contain this fundamental tax fiddle. Taxi running costs also include repairs, servicing and parts including tyres, road tax, taxi insurance and AA/RAC membership. Include radio hire and taxi office costs in general administrative expenses.
Household expenses
If you run your taxi business from home you can claim a proportion of household expenses as business expenses in the taxi accounts. Household expenses are likely to be disallowed unless they are either specific to the business or a specific area of your home is devoted entirely to your taxi business. Using part of a room part time would not be sufficient to include the household expenses in the taxi driver accounts.
Spouse Costs
You can claim expenses for partners who work for your taxi business and payments up to 100 pounds per week would not attract income tax or national insurance however any payments claimed in the taxi driver accounts must be real payments for real work done. The Revenue naturally adopt a strict view on taxi expenses claimed for partner work as it is an area some people might use to reduce the tax liability. Care is required to justify the partner as an expense.
Other Expenses
Enter all business expenses in a named expense box on the self assessment tax return. Avoid entries in box 3.63 Other Expenses if possible as any significant amounts in this box may give rise to an Revenue inquiry into the self assessment tax return.
The best method of ensuring the taxi drivers tax bill is as low as possible in the future is undoubtedly to meticulously maintain good records of all taxi receipts and expenses and mileage covered which offers the opportunity for taxi drivers to compare the taxi running costs against mileage allowances and choose the most tax efficient option. The decision to claim mileage allowance or taxi running costs can and often does change during the financial year. In general when a more expensive taxi cab is purchased then the capital allowance of 3,000 pounds will often outweigh the potential mileage allowance although if the vehicle is low value the mileage allowance might be the best option and a method of saving valuable tax pounds which you are entitled to. The best taxi accounting software will automate the comparison of taxi mileage allowances with taxi running costs doing the taxi accountants work for you.

Bring The Fashion To Your Home

Fashion is a popular term nowadays, but have you really ever wondered what fashion really is? Fashion is basically a word that is used for a particular style that is popular in the current time period. May that be clothing, jewellery, shoes, bags, eye wear, make up or accessories, if it is popular, it will be in fashion. Fashion varies cross culturally and geographically, what may be considered to be fashionable in one part of the world may seem completely absurd in another part.
Fashion is never consistent, the world of fashion is perhaps, the most dynamic environment till date, and fashion completely depends on individual preferences, hence there is no fixed or universal phenomenon of fashion. In a country like Pakistan, for example, fashion trends revolve around their traditional attire i.e. shalwar kameez. Every season change brings about new fashion trends that are religiously followed by all. On the other hand, in the western cities like the England, fashion clothing revolves around an entirely different scenario.
Fashions come and they go, what one must be sure about is to pick out the fashion style that best goes with a person’s personality. One must not try every bizarre trend just to make they look hip or fashionable. The best fashion is the one that depicts your true personality with great comfort and ease. Talking about what is new in fashion these days, tights and skinny jeans are still in, which is the same as previous year. However, people are concentrating on wearing more tights and jeggings (the new combination of tights and jeans). Pairing your tight with a bright colorful top is what is in these summers. Lots of accessories and shades to keep your eyes safe from the blazing heat, is what you should go for, since comfort must come before style. But this doesn’t mean that you cannot look stylish at the same time. Aviators are the most in thing this season if you are planning to buy new sun glasses this summer.
Moreover, huge bags are out of style and clutches and handy bags are in this summer. Pair your outfit with a stylish clutch to complete your attire and you will good to flaunt your perfect stylish sense everywhere. However, you must be sure not to overdo it, since nothing can be as disastrous as being overdressed. So be careful while choosing which fashion is the best for you.

Cheap Loans – For The Borrowers Fixated On Low Cost

Finance market is at peak reaching for new heights. Increasing number of lenders in the finance market has opened a new dimension for the borrowers to take advantage of borrowing money at competitive interest rates. Each lender wants to grab more and more number of borrowers and thus offer infinite number of loan options and that too at cheaper rates. Cheap loans are the latest addition in the loan category that offers cheap and easy loans to the borrowers.
The word “cheap loan” is defined differently by different people. For some a cheap loan can either be a loan with the lowest monthly repayments for a sum of money, or to another a loan which has the lowest amount of interest repayable in total. A cheap loan can be in the form of cheap personal loan, cheap secured loan, cheap unsecured loan and the list is endless.
The usage of cheap loan is not confined to middle or lower class people. It just implies that a loan is offered at better terms and conditions that go perfectly with the borrower’s requirement. These terms vary from individual to individual. For a regular income earner, a lower monthly loan will help in saving a big sum of money. On the other hand, for a businessman whose monthly income is not stable, a loan with flexible monthly payments such as overpayments, underpayments or payment holiday will be highly suitable.
Before you apply for a loan, the first thing you need to consider is what a cheap loan means to you, a low cost, lower monthly payments or a longer monthly term some of these or a combination of all these.
Various loans are available in the loan market to meet the needs of diverse group of people in UK. To find a cheap loan, you need to do a bit of research. You can start your research with finding the lenders who can provide cheap loans. Traditional lenders such as financial institutions and banks can be approached to find out their terms and policy of lending. Applying for a loan from a bank involves a lengthy and rigorous process. It involves lot of paperwork. A borrower has to stand in queue to deposit their application form and has to wait for a long time to know the status of their application. What will a borrower do with the money he can borrower today which he needed a week back to meet some urgent financial crisis. Important factors such as speed and time get ignored in the whole loan application process.
But, in case if you have learn to match pace with the latest technology then you can look for online lenders who can offer you better deal at cheaper rates. Online loans can save your precious time and money. Online lenders understand that the key factors rules in today’s fast-paced life are speed and right timing. And that’s what they focus on. The online process of applying for a loan is easy. A borrower just needs to fill up a small application form with some personal details such as name, loan amount one wants to borrow and few other. One should not worry about his or her personal information getting misused; majority of the online lending websites ensure its privacy.
Do read the privacy policy of the websites to make sure that your details are in the safer hands. A borrower can browse infinite number of online lenders by browsing through several lending websites to find the loan that is cheap and matches his or her personal needs and financial circumstances to the best. A borrower can collect loan quotes from several lenders for the loan that he is looking for and then he should compare them to find the best cheap loan.
Next thing you need to focus on is your credit status. A good credit rating will help you borrow money from the finance market at better rates. People with bad credit rating too can get a cheap loan but, the interest rate or monthly payments will be comparatively higher. As there exist a risk of default or failure to pay the installments on the part of the borrower.
A loan that involves low monthly payments, longer repayment term, flexible repayment options and low cost will be a perfect mix of what is called a cheap loan. A well-planned thorough research will help you find a cheap loan that goes well with your financial circumstances.

Benefits of Buying Home Furniture Online

You get a much wider choice when you buy home furniture online than from a physical mall store. This is particularly true when you visit the website of a distributor or dealership rather than a manufacturer. While the latter is restricted to its own range of products, a distributor can offer you the range offered by each of multiple manufacturers.
For example, the Stickley website will offer only Stickley furniture while a distributor can offer Stickley, Simply Amish, The Custom Shoppe, Southwood and Sherrill furniture, and also great mattresses from Jamison besides. That is surely better than having to choose from just one company’s range of products!
A Wider Choice of Home Furniture
This is one of the greatest benefits of buying home furniture online: you get a wider choice, and not just of the traditional type of furniture. You might want a beautifully upholstered sofa and armchair suite from Southwood Furniture, perhaps in a period Queen Anne style or in a delicately slender Thomas Sheraton design.
However, on browsing further through the distributor website you might come across some beautifully plain Simply Amish furniture that could get you thinking along a different line – rather than sumptuously upholstered period furniture for your living room you might like the idea of a style more fundamental to the original pioneers.
Perhaps a traditional hickory rocker, or an aspen sofa and chairs furnished with comfortable cushions rather than fully upholstered. Maybe even a comfortable four post glider for something different, and you could introduce a touch of modernity with an Amish entertainment center, accommodating a large LCD flat screen TV set and hi-fi unit.
Get New Ideas With Online Furniture Stores
When they set out to buy home furniture, most people will have something in mind, but they will also be unaware of all the options available to them. It’s only by browsing that you get exposed to fresh ideas and options that may never have entered your head. By visiting a mall furniture store you see only what that one store stocks, and you will even more restricted if that store is a single manufacturing outlet.
That’s like going to a sports shop that sells only Titleist golf balls or Slazenger tennis racquets! It is so restrictive! Few would visit a sports store like that, so why do so when you are looking for furniture? Furnishing your home is an expensive thing to do, so you would think that the greater choice you had the better!
Discounts Might be Available
Not only choice in design, style or manufacturer, but also choice in price! When you buy online you can often get discounts not available from offline stores, since the online facility is less expensive to maintain than a mall store. It’s a fact that many businesses that have both an offline and online sales outlet can reduce their prices because the online sales are able to finance part of the cost of maintaining a mall store: rental, rates, staff pay, power costs and so on.
You have none of that with an online store – or at least very little. You have staff to pay of course, but that’s about it. Then you get all the other benefits that an online operation can offer. The major of these is information: if the internet is good for one thing it is for the provision of information. Not only can an online furniture store offer you its entire range of products to look at on your screen, but it can also provide you with specifications of each piece.
Online Room Space Planning
The dimensions of every piece of furniture are at your fingertips, enabling you to easily plan how it fits into your room. You can use online room space planning software to fit each item into your room – and you have the firm’s entire stock to play with, not just the pieces they are able to display in their showroom.
Add to these benefits the fact that you are under no pressure to buy. They might mean well, but how often have you been annoyed by pushy sales staff trying to ‘help’ you come to a decision? You would feel self-conscious if you wandered around a mall home furniture store for 3-4 hours without making a purchase!
By purchasing home furniture online you do not need to travel and can make your decisions while you sip a cocktail on your sofa. Then order, pay, check the insurance or warranty and arrange delivery without even standing up, let alone leave the house!
Summary of Benefits
Here is a summary of the benefits of buying home furniture online that we have just discussed:
• A wider choice of furniture manufacturers
• View 100% of firm’s stock – not just a selection
• Come across new ideas for furnishing your home
• Discount prices
• All specifications and dimensions immediately available
• Online room space planning facilities
• No sales staff to bother you
• Take as long as you like to choose
• No traveling: choose from the comfort of your sofa (or buy one if not!)
You can no doubt think of more. The point being made is that you have total control over your shopping: when you do it, where you shop and how long you take when buying home furniture online.